Category: Retirement Planning

What’s The Appropriate Risk Level In Your Investment Portfolio? Order A Tesla.

Have you ever purchased a Tesla automobile?  The ordering process is rather remarkable: your car is custom made to your specifications, then either delivered to your nearest service center or directly to your front door.  Every option, from …

Roth IRAs: When Should You Take Distributions?

The benefits of contributing to a Roth IRA are significant, as it, along with Healthcare Savings Accounts, enable not just tax-deferred investment compounding, but tax-free investment withdrawals (if certain conditions are met, see below) without a required schedule. …

Marriage, Divorce, and Social Security: What You Need to Know

Are you married and close to filing for Social Security benefits?  Divorced but married for at least 10 years in the past?  If so, there are some important variables to consider in your Social Security claiming strategy.  In this …

Adventurer or Retreater: What’s Your Retirement Path?

In Nancy Schlossberg’s new book, Too Young to Be Old, she outlines six primary paths followed by retirees.  Will you be a ‘Continuer’, engaging in some activities similar to those during your career, only without the income?  An ‘Adventurer’, …

Want to get an extra $7.75k in your IRA?

It’s possible.  Only it isn’t an IRA.  It’s a Health Savings Account (HSA), available to anyone who is subject to a high-deductible healthcare plan ($1.3k individual/$2.6k family; out-of-pocket limits also apply) outside of Medicare and Medicaid.  The details …